Merchant-First Payment Processing
Payment Processing
Built Around
Your Business
Pick your plan, pick your equipment, and start processing with no long-term contracts or unnecessary fees.
- No Contracts
- Free Equipment Options
- Month-to-Month
- Merchant-First Support
Pricing Program
Choose the Pricing Program
That Fits Your Business
You’re in control. Pick the model that fits your business and your customers.
Cash Discount Up to 100% Savings
You pay no processing fees
Pass processing costs to customers while offering a lower cash price. Keep more of every sale.
- Helps reduce processing costs
- Cash customers pay less
- Keep more of each sale
- Great for retail, restaurants, and service businesses
Interchange + 15-20% Savings
Traditional wholesale pricing
Traditional transparent pricing, where you pay the processing fees directly. Full visibility, no surprises.
- Lower-cost pricing
- Transparent monthly statement
- No change to customer checkout
- Best for merchants who want full control
Most Popular
Surcharging 40-60% Savings
Customers pay credit card fees
Pass credit card fees to customers while you continue paying debit card fees. Balanced and flexible.
- You pay debit card fees
- Credit card fees passed to customers
- Cuts processing costs significantly
- Balanced option for customer experience
Not sure which option is best? We’ll recommend the best setup based on your business, customers, and monthly volume.
Free Equipment
Pick Your Free Terminal
No need to buy equipment. Choose the terminal that fits your setup and get it included.
Free
DeJavoo Z8
Countertop Terminal
Free
DeJavoo P1
Portable Terminal
Free
DeJavoo QD4
Pin Pad / Reader
Free
Valor Paytech VL100
Smart Terminal
Free
Clover Flex
Handheld Smart POS
POS Systems
Need A Full POS System?
Upgrade to a complete point-of-sale solution built for your business type.
Clover Duo
Dual-screen POS with a customer-facing display. Perfect for restaurants and busy retail.
Clover Solo
All-in-one smart terminal with built-in apps, reporting, and receipt printer.
Exatouch
Feature-rich POS for restaurants, liquor stores, and specialty retail with deep inventory tools.
Mobile & Virtual Terminal
Take Payments Anywhere
Accept payments from your phone, laptop, or desktop with invoicing, recurring billing, keyed payments, and mobile access.
- Send invoices directly to customers
- Set up recurring payments
- Key in payments manually
- Mobile and desktop access
ProCharge
Virtual Terminal & Mobile Payments
Amount
$284.00
Payment Type
Credit Card
Status
● Approved
Invoice #1042 Sent
✓ Delivered
Simple Process
Start Processing in 3 Simple Steps
1
Pick Your Pricing Program
Choose Interchange Plus, Cash Discount, or Surcharging, and we’ll help you decide what fits best.
2
Pick Your Equipment
Select a free terminal, a full POS system, or a virtual terminal for mobile and online payments.
3
Get Approved & Start
Fast approval, no long-term contracts. We handle setup and have you processing quickly.
Industries Served
Built for Small Businesses
From brick-and-mortar retail to mobile contractors, we work with businesses like yours every day.
Auto Repair Shops
Barbers & Salons
Restaurants
Retail Stores
Contractors
Mobile Services
Professional Services
E-Commerce
FAQ
Common Questions
Can’t find your answer? Reach out and we’ll walk you through everything.
Is there a contract?
No long-term contracts required. ComoVa Payments is month-to-month. You stay because it works, not because you’re locked in.
Is the equipment really free?
Yes — terminals like the DeJavoo Z8, P1, QD4, Valor VL100, and Clover Flex are available at no cost with qualifying programs. We’ll confirm your options during your free consultation.
Can I switch pricing programs later?
Yes. Your business may change and so can your setup. We’ll help you evaluate and switch programs if something else works better for you down the road.
Do you support surcharging?
Absolutely. Surcharging is one of our supported pricing programs. Credit card fees are passed to the customer while you handle debit card fees — a balanced way to reduce your processing costs.
Do you offer virtual terminal and invoicing?
Yes. ProCharge gives you a full virtual terminal with invoicing, recurring billing, mobile access, and keyed payments — all from your phone or desktop.
How fast can I get started?
Many merchants are approved and processing within a few business days. Submit your quote request and we’ll walk through your setup quickly.
Get Your Free Quote
Let's Find the Right Setup for You
Tell us about your business and we’ll put together the right pricing program, equipment, and setup — at no cost, no obligation.
- Free consultation, no pressure
- We'll review your current rates
- Month-to-month, no lock-in
- Fast approvals available